California Dental Plans:
Share of Cost Medi-Cal

Families and individuals on Medi-Cal who receive cash assistance through CalWORKs or SSI may not be required to pay a share of cost. We have dental plans to help you meet your threshold requirements.

If you do not understand how this work here is the basics but keep in mind it may change without notice. The cost is generally calculated on a monthly basis by deducting a set "maintenance need level" from your net income commonly understood as that portion you have to spend after taxes.

Thus, the share of cost equals your net income minus the maintenance need which is an amount allocated for her living expenses. We hope that makes sense. If not, please contact us.

Keep in mind some Medi-Cal beneficiaries do not get free aid, but instead are required to pay or incur a certain amount of medical expenses each month before the assistance kicks in.

You can elect to buy dental insurance as part of your medical health care bills and this may help meet the threshold or your obligation and qualify you for assistance.

Share of Cost Medi-Cal, Medicaid Dental Insurance Plans

Share of Cost Medi-Cal dental insurance plans are designed to help Californians find the right balance of health care benefits while using dental to meet your threshold obligation. Your case worker should know the amount you will need to spend. We have custom designed and tailored many dental polices to supplement the requirements. 

The MNL has not changed since 1989 and is $600 for an individual. Thus, anything an individual earns over $600 a month becomes that individual’s share of cost. The California Department of Health Services estimates an overall cost of share in 1997 at $480. Today a Medi-Cal beneficiary’s share of cost is the difference between her income after allowable deductions and the Maintenance Need Level (MNL), which is a set amount allocated for her living expenses.   Affordable Share of Cost Dental Plans!

• Dental insurance policies can be supplemented with Vision insurance plans to help meet your calculated costs
   

• Most importantly we have been selling dental health care plans since 1983 so we are well experienced, licensed, insured, and bonded

For example, if an individual earns $1,100 a month, that person must incur $500 in medical costs each month before receiving any coverage from the Medi-Cal program. For consumers with a high share of cost, Medi-Cal provides little more than catastrophic coverage and does not enable them to access health care services. We have dental plans as low as $6.50 a month so we have the flexibility to help you. We can provide a certificate or verification of dental health coverage to your case worker after you purchase a dental policy.

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