California Dental Insurance – Dental Discount Plans Are They Good Plans to Get?
I do not have current dental insurance and very little money. My dentist told me I needed dental work on my teeth a while back, so I started looking for dental insurance since the cost without any was way out of budget. Right now, insurance seems too costly for me, but some friends tell me to avoid dental discount plans because they are not insurance. Is this true?
Reply: Indeed, dental discount plans are not insurance. A dental discount plan is a low-cost option to help save money on your dental care needs. You paid for everything just at a reduced cost. With a dental discount plan, you need to go to a dentist who is part of the plan to receive the discounted pricing. Therefore, before buying a dental discount plan, you should ensure there is a dentist in the plan network you would want to go with. You stated that you have a dentist. They must be in the plan if you want to stay with that dentist. Reviewing the discounted pricing with the dentist before starting any services would also be a good idea. Not all the dentists in the plan may offer the same discounted savings.