Question: Is root canal covered in dental insurance plans.

Answer: One of a key benefit in dental insurance will include comprehensive treatment services like root canals and crowns, along with diagnostic and preventive services. Therefore most dental insurance plans will have benefits for root canals.

However, before buying make sure to read the plan terms and conditions to verify benefits of the plan as well as some may have long term waiting periods before benefits on root canals are effective.

Question: I have this dentist I want to start going to but the office stated that the only accept PPO’s dental insurance plans. What should I know before buying a dental PPO insurance plan.

Answer: Dental PPO insurance plans are great plans for staying with or choosing your own dentist. However, I strongly encourage you to read the plans terms and conditions carefully when buying any PPO dental insurance plan. Generally dental PPO plans have waiting periods for both basic and major dental care services provide only preventive dental care at the effective date of the plan.

Under most PPO plans there will be a yearly maximum limitation. A maximum limitation is the dollar amount the insurance company going to pay out for dental care services each year. Also check to see if the plan has a office co-pay (the dollar amount you pay each time just for going to the dentist such as $20.00 co-pay) or a yearly deductible (the dollar amount you pay before the insurance company provides benefits. generally this would be around $50.00 – $75.00)

Medi-Cal offers comprehensive preventative and restorative dental benefits to both children and adults. You can find a Medi-Cal dentist on the ​ Medi-Cal Dental Provider Referral List.

Question: I am thinking about buying a dental plan but a few people say buying dental insurance is not worth it. Is that true.

Answer: Our standard answer would be no that is not true. After all we do sell dental insurance. However, sometime when, why and who can have an effect on whether or not you think it is worth buying insurance.

When: When you buy dental insurance is important because depending on the dental insurance plan type you may have to deal with plan waiting periods. You will want to keep that in mind. Plans such as PPO and Indemnity insurance plan will normally have waiting periods. Where as HMO and dental discount plans will normally not have plan waiting periods.

Why: Why you want dental insurance deal with what type of dental care you may need. Again waiting periods come into play.  If your current dental needs is just for preventive dental care such as X-ray office visits and cleaning’s you could buy either type of dental plans and be okay. However if you need fillings, crowns, extractions etc., waiting periods will once again come into play with effectiveness.

Who: Who really refers to what dental office you wish to go to for your dental care. If you are wanting to stay with a current dental office then buying dental insurance will depend on what that dental office accepts. Dental plan types such and HMO and Discount plans required you stay in or choose a dentist within their plan network of providers. If the dentist you want to go is not a provider of these types of plans then it limits you to PPO and or Indemnity dental insurance plans in order to stay with said provider.

Go over what you want in an insurance plan and how it can best fit your needs to see if buying one is worth it to you. Our website offers many different plan types and we are here to help. Please call our member service line at 310-534-3444 if you should have any questions about our dental insurance and plan options, we are always happy to help.

Question: In California and wanted to know if there was any free dental care services as I don’t have any extra money to take care of my teeth.

Answer: Medi-Cal Dental (also known as Denti-Cal) is the program that provides free or low-cost dental services to eligible children and adults. The Medi‑Cal Dental Program provides free or low‑cost dental services to children and adults who receive Medi‑Cal, California’s Medicaid program.

If you do not qualify for Medi-Cal then you may want to look into a dental school though they may also charge for service depending on your income and ability to pay but typically at a school cost are more affordable

Currently looking for either a dental insurance or dental discount plan. I am not picky but would like to get the better of the plan option. I have not been to the dentist in over three years so it time to a least get a check up.

Answer: In a prior post on December 1st 2014 “Dental Plan or Dental Insurance we addressed some of the basic differences. However no one plan is better then the other. Meaning what is best really depends on your own current dental needs. I suggest calling our member services line at 310-534-3444. They will be able to go over your current dental needs and help you choose the best plan type for your needs.

The average rate for Dental insurance in California will very depending on the plan type. In General HMO’s dental plans can range from $7.00 – $25.00 a month for a individual

Yet the average rate for PPO’s plans can range between $35.00 – $85.00 a month for an individual rates for PPO’s dental plans are typically based on zip code and level of benefits.

One of our insurance options on our web site is California Dental Insurance HMO plans. California Dental for Over 20 Years, has provided affordable dental insurance plans for individuals and or families. We offer their HMO’s plans that include no waiting periods.

To review our insurance options including California Dental just enter your zip code in the quote box provide to review all our dental insurance plan available. If you have any questions about our plans please call our office at 310-534-3444 M-F 4-8

Question: What is a dental plan compared to dental insurance? Not sure the difference.

Answer: A dental plan or rather a dental discount plan is a plan that helps provide dental care services at a reduce cost to you with dental providers of the plan. Consumers typically pay an enrolment fee and an annual or monthly fee and get access to discounted services from member providers. Discounts can range anywhere from 15 percent to 80 percent.

Dental insurance would be your HMOs, PPOs and Indemnity plans. You can see that with dental insurance their are a few plan types they do work differently and depending on your dental care needs you may prefer one over the other. Dental insurance is also designed to help reduce your cost for dental services. Consumers who go the insurance route also get the benefit of oversight from their state department of insurance, which could prove helpful if they have insurance complaints.

Buying dental insurance for you and or your family is a key way to help maintain your family oral health care. At CaliforniaDentalInsurance.com we offer many good dental insurance plan options Delta Dental being one such option. Delta Dental is a very popular plan in California since it has a large dental provider data base. Therefore the chances are your dentist is a provider of Delta Dental PPO plans.

However, even if your dentist office is not a provider of Delta Dental PPO plans, since it is a PPO plan you are still able to go to dentist that are not a participating provider. Take the time to review our dental insurance options, just enter your zip code in the quote box provided.  If you should have any questions about the available dental insurance plan please call our member service line at 310-534-3444 as we be a happy to help you find the best dental insurance plan that fits your dental needs.

Question: I am not sure which plan is better a PPO or an HMO?

Answer: Without knowing your dental care needs it would be difficult to say which plan type the best because they service different needs. As just one example. If you want to choose your own dentist a PPO plan may better fit that need.

Where as if you have current basic or major dental care needs that need to be addressed a HMO plan may better fit that need. I suggest calling our member service line so they can go over what you feel is important to you and then assist you with your search for the best dental insurance plan for your dental care needs.

Buying dental insurance for you and or your family is a key way to help maintain your family oral health care. At CaliforniaDentalInsurance.com we offer many good dental insurance plan options Delta Dental being one such option. Delta Dental is a very popular plan in California since it has a large dental provider data base.

Therefore the chances are your dentist is a provider of Delta Dental PPO plans. However, even if your dentist office is not a provider of Delta Dental PPO plans, since it is a PPO plan you are still able to go to dentist that are not a participating provider.

Take the time to review our dental insurance options, just enter your zip code in the quote box provided. If you should have any questions about the available dental insurance plan please call our member service line at 310-534-3444 as we be a happy to help you find the best dental insurance plan that fits your dental needs.

Question: I have a family of four and looking for a good dental insurance plan since I am new to California. A friend has advise that Delta Dental was a good plan but which Delta Dental plan is the best?

Answer: Delta Dental as a whole is a good dental insurance plan option. They do provide many plan choices. What best would depend on your own dental needs. Take the maximum limitation as an example, Delta dental maximum limitation range from $1000 – $2000. So if your dental care needs are just having preventive dental care $1000 max limit would be find but if you feel larger dental care services are in your future the going to the 2000 max limit may be a better option.

Call our member services if you have questions about our Delta Dental plans and or any of our dental insurance options for that matter. We are always happy to assist you in finding the best plan that fits your dental care needs.

CaliforniaDentalInsurance.com offers over 40 different dental insurance plans and dental plan options. If you are looking for a dental insurance plan in California this is a great place to stop.

Just enter your zip code in the quote box provide and the you will be able to review all our dental insurance and plan options. Remember, call our member service line if you should have any questions about any of the plans available, as we are always happy to help you find the best dental insurance and or plan option for your dental needs.

Question: is there a Delta Dental plan in California where I can choose my own dentist? My dentist is no longer accepting the dental insurance plan I have though work. However, it is important to me to stay with him. The office stated that they do take Delta Dental but I want to make sure I get a plan where I will have not problems staying with my dentist.

Answer: There are many different Delta Dental plans in California. However, most of them are either PPO plans that let you go outside their provider list (therefore letting you keep your own dentist) or Indemnity dental insurance plans that do not have a list of providers which means you pick your own dentist to go to. Along as you stay away from their HMO plan staying with your own provider would not be a problem.

Review our Delta dental options as well as our other PPO and Indemnity insurance plan options we have available to you in California on our website.  And please call our member service line if you should have any questions about our dental insurance plan options. As we are always happy to assist you in finding the right plan for your dental needs.

How Dental Insurance Helps You Maintain Your Health.

It goes without saying having health insurance is very important. However, many health insurance plans do not include dental care or have very limited benefits for dental care. Yet your oral health plays a large role in your overall wellness.

With that said having an individual dental insurance plan is equally important in maintaining not only your dental health but your overall health and well being. Take the time to review the dental insurance plans our website has to offer and please call our member service line at 310-534-3444 if you should have any questions. We be happy to help.

California Dental Health Insurance Plans: Many Californians strive to stay fit and be healthy. However often times dental care is still left on the back burner. Did you know that more and more studies prove that the health of you mouth can have a direct effect on your over all wellness. That’s why it is important to have dental insurance.

Dental insurance will help you keep your dental care cost low and much more affordable. By having affordable dental care you are more likely to visit your dentist regularly and maintain your dental care needs.

Delta Dental California Insurance for a Family

CaliforniaDentalInsurance.com offers many dental insurance plan options. One such option is Delta Dental California. Our Delta Dental California plans lets you choose from their PPO’s plans and their indemnity insurance plans. They have yearly maximal limitations ranging from 1000 – 2000. Delta Dental PPO plans have a large list of providers where as their Indemnity plans let you go to any dental office of your choice.

This makes staying with your current dentist possible under the Delta Dental plans. If you have any questions about our Delta Delta plans or about any other of our dental insurance options please call our member services at 310-534-3444 as we be happy to help you with your questions, so that you best pick the plan right for your needs.

Delta Dental Insurance for an Individual

Question: I am 19 looking for dental insurance and my mom says that I should by a Delta Dental plan since most dentist take Delta Dental. There seems to be a few Delta Dental plans on your website but not sure what the difference is.

Answer: Depending on the state you are in we offer their PPO’s and Indemnity dental plans. A PPO plan has a list of providers (dentist that are accepting that plan) however you can still choose to go to a dentist that is not a provider of the plan if you wish.

An Indemnity dental insurance options has no providers list. You just go to whatever dentist you want to. Also note that there are different maximum limitations ranging from 1000 – 2000 depending on what you may want. There are other differences in coverage’s. I suggest calling our member services line at 310-534-3444. We be more then happy to go over the plans with you.

One should always make sure they have the best at home dental care habits. Here are some tips that may help you.

1) Floss your teeth do not use toothpicks.
2) Brush your teeth gently. Brushing your teeth too hard or using a hard bristled toothbrush can damage your tooth enamel.
3) Make sure to follow directions carefully when using teeth-whitening products. They can be bad for your teeth if used improperly or too often.
4) As a reminder if you need pointers on the right way to care for your teeth, just ask your dentist. Your dentist will gladly go over proper at home dental care.